The deadline for health care coverage under the Affordable Care Act is approaching


Those interested in obtaining or changing their health insurance have less than two weeks to adjust their coverage under a special limited membership period.

President Biden signed an executive order to reopen the federal market due to the pandemic, which caused many Americans to become uninsured or underinsured. The federal government did this to allow millions of uninsured people eligible for the Affordable Care Act policies to purchase coverage.

During this special enrollment period, which began in February, more than 2 million Americans signed up for 2021 coverage, according to the Centers for Medicare and Medicaid Services.

Who can register?

Individuals and families are eligible if they are:

  • Not insured
  • Underinsured
  • Already signed up to one plan and looking to move on to another
  • On a COBRA plan and want to buy a new plan

There is also a new benefit which started on July 1 for anyone who received unemployment benefit this year. They may be eligible for a $ 0 plan.

Those interested in new or different coverage should apply during the special limited enrollment period, which ends August 15.

More than 1.1 million North Carolinians, or 11.3% of the state’s population, had no health insurance in 2019, according to the NC Justice Center. This rate was higher than the national uninsured rate of 9.2% at the time and represented an increase of 65,000 people from 2018. These figures reflect insurance coverage in times of economic growth.

According to the US Census Bureau, about 13.4% of North Carolina people under the age of 65 had no health insurance in 2019, compared with 9.5% of people the same age without health insurance in 2019. nationwide. In Mecklenburg County, 13.2% of people under 65 had no health insurance.

More health care options available

The number of plans available to choose from has increased. In North Carolina, there were 91,166 plan selections on the market from February 15 to June 30. In 2020, during this period, there were 32,697 plan selections and in 2019, there were 23,634.

Nationally, among new and old consumers who chose a plan between April 1 and mid-July, about a third chose a plan that costs $ 10 or less per month, according to the Centers for Medicare. and Medicaid Services.

For more information:

In North Carolina, current members of Blue Cross NC who need help can:

• Contact their authorized agent of Blue Cross NC

• Call customer service at 1-888-206-4697

• Visit to contact the insurer via secure inbox message or chat

• Visit (if you are an On Marketplace member and want to change your plan)

Those interested in learning more about Blue Cross NC can:

• Visit the website to see plans and prices available

• Speak to a sales representative by calling 1-800-324-4973, available Monday to Thursday 8 am to 6 pm and Friday 8 am to 5 pm

Current and new members can also get help in person at one of the Blue Cross NC centers near Raleigh, Charlotte or Boone.

Source link


Comments are closed.