Radical, destructive group health insurance | News, Sports, Jobs



Will US Senate candidates from Ohio, JD Vance or Tim Ryan, propose to ban single group health insurance in America?

Those of us who have actually studied collective health operations recognize that it is one of the most radical and destructive ideas of the last 80 years. Our refusal to understand how subversive and ruinous group health was when it was revived in 1943 to block national health care made it a gateway to a permissive environment for pure medical follies and slopes slippery.

The case of abolishing group health insurance will be the opening salvo in the epic battle to rectify the distribution of American medicine. The thought leader in this battle will surely be shortlisted for a future Presidential Medal of Freedom and, given the extremely erratic patterns of health care consumption in the United States, even a Nobel Prize in economics.

Vance and Ryan have four months to grow. A candidate’s current health care position amounts to the usual puddle of wet mush. Moreover, investment banker Vance knows that corporate America has already skirted onerous community health costs. Specifically, tactical bankruptcies, outsourcing, offshoring, cost shifting and wage reduction. Have you ever wondered why that $28 an hour factory job is now $18 an hour?

Indeed, our politicians have long been dupes for collective health. Republicans huffed as the group’s health quietly undermined the family as the primary model of economic distribution. The uninsured mother and father of a single worker, or his uninsured brother and sister, for example, will never be affiliated to his collective health contract under the so-called family plans. Democrats yawned as the Health Care Group, a job-killing labor excise tax, gutted America of manufacturing jobs.

Bad ideas with initial appeal, like group health insurance, are legal and have massive popular support. See, for example, the now-defunct 20th century philosophies of government. It is important to ask what are the hidden costs of an attractive but bad idea.

We cannot vote out of evil. We cannot reform ourselves out of evil. We cannot walk our way out of evil. We cannot focus on the group to get out of trouble. We can’t debate our coming out of evil on Sunday morning television. We can only hope that the successful candidate, Vance or Ryan, will lay the groundwork for Congress to abolish group health insurance.

What about the 170 million Americans now locked into group health insurance? I suspect many will be quietly happy to be freed from the clutches of a heinous scheme of undue enrichment from which they have benefited so much and whose purposes they have so little understood.



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