Niva Bupa Health Insurance Company Ltd has announced a new endorsement, Smart Health+ for new ReAssure customers. The plan will provide coverage for diabetes, hypertension and its complications from day one, providing complete peace of mind for customers with diabetes and hypertension. It is important to note that these clients are at a higher risk of being hospitalized and therefore require immediate coverage.
Niva Bupa conducted internal consumer research which found that most people with diabetes and hypertension feel limited by the 2-4 year waiting period, even after paying additional loading premiums. According to industry reports, conditions like diabetes and hypertension are on the increase in India due to various factors like rapid urbanization, sedentary lifestyle, unhealthy diets, etc.
Since a large percentage of India’s population suffers from diabetes and hypertension, Niva Bupa has put in place a plan that ensures that customers suffering from such conditions do not need to go through the mandatory waiting period. or pay loading premiums, which apply in regular retail health insurance. plans and get diabetes and hypertension coverage from day one.
The plan aims to give people with diabetes and hypertension the confidence to live carefree. The SmartHealth+ Disease Management Rider will also offer quarterly health checkups and up to 20% health insurance renewal premium discount for healthy lifestyle management.
Announcing the launch, Dr Bhabatosh Mishra, Director of Underwriting, Products and Claims, Niva Bupa Health Insurance, said: “When we launched ReAssure two years ago, it became one of the most sold in the health insurance sector. . At Niva Bupa, we constantly strive to keep innovating and designing products that meet the current needs of today’s rapidly changing customers. We are pleased to announce the launch of Smart Health+ Disease Management Rider, which aims to make ReAssure smarter, all-inclusive and more accessible for customers.
“At Niva Bupa, we believe that people with diabetes and hypertension should not live a life full of stresses and restrictions. While maintaining a healthy and active lifestyle is important to them to manage their condition care, we want to give them the freedom to live life carefree.The Smart Health+ Disease Management Rider will ensure they have access to the best health services from day one.
According to data from the World Health Organization, diabetes is a growing challenge in India with an estimated 72.96 million cases of diabetes in the adult population. Another report released by the Indian Council for Medical Research this year found that one in four adults in India suffer from hypertension and only 10% of patients have their blood pressure under control.