More than 700 bills have been enacted for 2022
LOS ANGELES, February 3, 2022 /PRNewswire/ — New legislation was introduced for Californians this year. From real estate development to traffic rules, some of the new laws may affect how California residents move through their neighborhoods and what those neighborhoods might look like in the near future.
“California owners and drivers should be aware of the new laws that are already in effect for 2022,” said Adam Bakonis, Mercury Insurance Product Manager. “Your insurance coverages may need to be adjusted to protect your family and property. Mercury always keeps a watchful eye to better protect its customers.”
These signed bills Californians should know about now and how it might affect their insurance coverage:
Senate Bill 9: Known as the “duplex bill”, it allows a second unit to be built on an existing single-family lot or a subdivision of an existing single-family lot to be turned into two separate lots on which up to two units can be built. each batch. As a result, a lot with a single-family unit today could be split into two lots with a total of four housing units with limited opposition from local authorities. Landlords should always obtain permits, but authorities should generally allow landlords in certain California communities the ability to build more than one unit on what was once considered single family land. However, owners who choose to build more than one unit on their property will need to modify their homeowners insurance policy.
“If a lot is split, owners may need individual policies for each lot to address the specific needs related to that lot and the separate buildings on each lot,” Bakonis said. “In some scenarios, owners may be able to bundle policies with the same insurer, which may give them a discount on premiums. Policyholders should speak to their insurance agent before beginning any construction in order to assess what coverage is appropriate.
“Landlords who choose not to divide their land, but to build an additional home on their property and use it for rental income may need to change their landlord policy or they may need a landlord policy distinct depending on the circumstances.
Road safety Bill AB47: While this law came into force on July 1, 2021Importantly, it will put points on a driver’s record for those who break the hands-free driving law for the second time in 36 months. The law aims to prevent talking or texting with a phone in your hands while driving.
The best way for drivers to keep their premiums low is to keep distractions at bay and not use a smartphone or any other device that will distract their attention from the road while driving,” said Kevin QuinnVice President of Claims at Mercury Insurance.
About Mercury Insurance
Mercury Insurance (NYSE:MCY) is a multi-line insurance company offering primarily automobile, home, tenants and commercial insurance through a network of independent agents in Arizona, California, Illinois, Georgia, Nevada, New Jersey, New York, Oklahoma, Texas and Virginiaas well as auto insurance Florida. Mercury underwrites other lines of insurance in various states, including business owners and auto, landlord, home-sharing, ride-sharing, and mechanical protection.
Since 1962, Mercury has been providing customers with exceptional value for their insurance dollar by combining ultra-competitive rates with excellent customer service. Mercury Earned “A” Ratings from AM Best and Fitch, and First Place in JD Power’s 2021 U.S. Digital Insurance Experience StudySM and four consecutive “Best Auto Insurance Company” awards from Insure.com. For more information, visit www.MercuryInsurance.com or follow the company on Twitter or Facebook.
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SOURCE Mercury Insurance